Not all growth is meant to be rushed.
Intentional growth starts with real foundations.
Legacy Bloom Capital invests in real estate-backed opportunities designed to support long-term growth.
Our work sits at the intersection of capital, property, and people — connecting investors and operators through a relationship-first approach.
Our approach to capital.
Legacy Bloom Capital is a real estate debt fund focused on protecting capital first — and growing it responsibly.
Capital Protection First
Every deal starts with one priority: getting capital back. Loans are structured with clear terms, collateral, and defined exits.
Built for Predictable Returns
Capital is deployed through real estate–backed lending — not speculation.
Returns come from structure, not market swings.
Relationships Matter
We lend with repeat operators and
aligned partners. Strong underwriting and communication keep capital working efficiently.
This approach allows capital to be deployed, returned, and redeployed — supporting steady growth over time.
Our Investment Strategy, Executed
Legacy Bloom Capital is a real estate–backed private credit platform focused on capital preservation first, with growth as the outcome.
Every deployment is evaluated through the same lens: how capital is protected, how it is returned, and how it compounds responsibly over time.
Each investment is structured with collateral, conservative assumptions, and defined exits.
Capital is deployed through repeatable underwriting and consistent evaluation.
Short-duration, real estate–backed opportunities with clear repayment paths.
Active involvement with operators throughout the life of each investment.
Track Record Built Through Execution
This track record was built deal by deal — through disciplined underwriting, consistent capital stewardship, and long-term investor relationships.
$8M+
Capital Deployed
80+
Loans Funded
20+
Repeat Capital Relationships
10+
Active Markets & Operators
Meet the Founder
Keleisha Carter | Founder & Managing Partner
Legacy Bloom Capital was founded by Keleisha Carter, a Jamaican immigrant who entered real estate without institutional backing, traditional financing, or a background in investing.
Starting as an out-of-state fix-and-flip investor during COVID — while working 80+ hours a week in the restaurant industry — she learned firsthand what happens when capital is difficult to access and even harder to protect.
After being repeatedly turned away by banks, Keleisha began partnering with individuals who had capital but didn’t want to be hands-on in real estate. Deal by deal, she structured and managed investor capital with one guiding principle: there must always be a clear path to getting it back.
That principle became the foundation of Legacy Bloom Capital — a real estate debt platform built to protect capital first, then grow it responsibly.
Trusted by investors and partners.
Our relationships are built on clarity, trust, and long-term alignment.
"We switched to their firm last year and saved thousands through smart tax restructuring. Highly professional and reliable."
JOHN DOE
CFO
"They took the time to explain every step. For the first time, tax season wasn’t stressful. It was strategic."
JANE DOE
Entrepreneur
"They cleaned up two years of books, found missed deductions, and set up our quarterly filings, saved us thousands."
JOHN DOE
Owner
I had an incredible experience. From connecting fro the first time in funding my first deal, Keleisha made the whole so easy. She walked me through every step and answered all my questions. If you are brand new to private lending. I would highly recommend having Keleisha as mentor.
LOVED working with Keleisha and her team. Always on top of it, always communicating on time, and bringing the friendly professional enthusiasm to everyone involved. I will definitely work with her and her team again.
Amazing, every step of the way. Full communication and transparency. looking forward to do more future deals.
Very organized and professional.
Keleisha is always on top of the details and communicates throughout the process.
Great communication
Where You Fit
Different Paths. One Capital Philosophy.
Most investors see themselves in more than one of these. That’s normal. If one feels familiar, we should probably talk.
The Curious Builder
This may be you if:
You’ve invested before — real estate, businesses, or private deals
You’re exploring private lending or credit-style investing
You like understanding how capital is deployed, not just outcomes
You value transparency, education, and clear communication
You ask thoughtful questions. We respect that.
The Strategic Investor
This may be you if:
You’ve deployed capital before and plan to continue
You care about structure, reporting, and consistency
You’re building a repeatable strategy — not chasing deals
You appreciate disciplined underwriting and process-driven execution
You’re not guessing. You’re allocating.
The Capital Partner
This may be you if:
You view capital as a long-term tool, not a one-off play
You value alignment, visibility, and steady communication
You care about relationships as much as returns
You’re thinking beyond a single transaction
You’re thinking in decades, not deals.
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