The Firm
Built from experience. Led with intention.
The story behind Legacy Bloom Capital — and the people who decided every dollar deserved a clear way home.
The Principle
The one rule that built Legacy Bloom.
There must always be a clear path to capital recovery.
The Firm
Four convictions.
The principles behind every loan we fund and every dollar we deploy.
Return of Capital First
Every loan begins with one question — how does this capital come back? Answered before we fund.
Conviction Over Volume
We underwrite in-house, lend only in markets we know, and pass on far more than we fund.
Relationships That Compound
No ads. No sales team. Every dollar deployed came from someone introducing us to the next.
Income Without Ownership
Interest on real, property-backed loans. Real estate exposure, structured as income.
- Founder experience since 2023
- $8M+ Deployed
- 80+ Loans Funded
- 98% Principal Returned
- 20+ Repeat Investors
From the Founder
A Message from the Founder

Keleisha Carter
Founder, CEO & Fund Manager
I didn't come from money. I didn't come from connections. I came from Montego Bay, Jamaica, with a one-way ticket to Martha's Vineyard and a willingness to outwork any room I walked into.
I built my career the hard way — through the restaurant industry, into management and operations — while teaching myself real estate on the side. I learned early that real wealth isn't built on a paycheck. It's built on ownership. So I stopped studying and started doing: finding deals, and putting my own conviction on the line.
That's when I hit the wall every operator hits. The deals were good — the banks just wouldn't fund what didn't fit their box. I refused to accept that “no” as the end of the story. I raised the money myself, convincing private investors to back what the institutions wouldn't. The deals closed. The returns came back.
But I saw something bigger in that grind. I wasn't the only operator getting told no, and the investors writing those checks were carrying all the risk alone. I'd lived both sides of that broken handshake — so I knew exactly how to fix it: pool the capital, spread the risk, and build a vehicle where investors could be passive and operators could finally get funded.
That vehicle is Legacy Bloom Capital. It isn't a concept or a pitch. It's a solution built from real problems, real deals, and a promise I make to every person who invests alongside me: I will never treat your capital as anything less than my own fight.
I've never waited for someone to open a door. I built one — and I'm holding it open for you.
I will never treat your capital as anything less than my own fight.
Leadership
The people behind the capital.
The team underwriting and managing every dollar Legacy Bloom deploys.

Keleisha Carter
Founder, CEO & Fund Manager
Keleisha sets the firm's investment thesis and directs capital deployment across the portfolio. Her background spans private lending, real estate investing, and building businesses from the ground up — an operator's lens, sharpened by marketing and hands-on management.

Bradley Helmen
Chief Investment Officer
With 15+ years in forecasting, sales analysis, and risk management, Bradley joined the firm after first investing as an LP. He owns the firm's investor relations and capital raising — building the relationships that fund the portfolio.

Dustin Gomez
Advisory Board
A Registered Investment Advisor and fund manager, Dustin helps steer the firm's overall strategy and direction. A seasoned real estate operator, he advises at the level of firm strategy — how the fund is positioned and where it goes next.

Miguel Diaz
Underwriting

Jazelle Margaret Castillo
Investor Relations
Coming soon
Legacy Bloom Cares
Building wealth was never the whole point — building legacy is. Legacy Bloom Cares is the firm’s giving arm: a commitment to direct a portion of the firm’s own profits — the general partners’ share, never our investors’ returns — back to the organizations that shaped the people behind this firm. For the investors who share these values, the door to give alongside us will be open too.
Third Party Service Providers
Trusted partners.
Capital is deployed with discipline because the people around it are disciplined.

Legal counsel

Fund administration & accounting
More partners as the fund grows
An Invitation
Not built for everyone.
Built for the right ones.
For people who believe capital should be thoughtfully deployed, clearly structured, and actively managed. If our approach resonates, we'd welcome the conversation.
