Invest with Legacy Bloom
An Introduction to Private Lending — the Legacy Bloom Way.
A look at how we think about capital, structure, and responsibility before returns ever enter the conversation.
Since Inception
"There must always be a clear path to capital recovery."
Our Approach
How Capital Is Deployed
A disciplined, repeatable framework for short-term, real estate–backed lending.
Selective by Design
We focus on short-term, real estate–backed lending opportunities with experienced operators. Every deal is evaluated on structure, downside protection, and alignment before capital is committed.
- Real estate–backed loans
- Experienced operators
- Defined use of funds
The Strategy
Short-term loans to real estate developers — where institutions won't go.
We fund full projects or the 10–20% gap traditional lenders leave behind. Real collateral, short duration, defined exit.
Markets we know.
We lend in growth markets across the southeast where we have operator relationships and on-the-ground visibility.
- FloridaPrimary market — Tampa, Orlando, Jacksonville
- GeorgiaAtlanta MSA and select secondary cities
- TexasDFW, Houston, San Antonio corridors
- TennesseeNashville, Knoxville, Chattanooga
- The CarolinasCharlotte, Raleigh, Greenville
- OregonPortland MSA and select Pacific Northwest corridors
Southeastern U.S.
Concentrated where we have operators we trust and recurring deal flow.
Real-estate–backed debt.
Either the full project — or the 10–20% gap traditional institutions won't fund.
The Strategy
Three principles. No exceptions.
Capital Protection First
Every loan begins with one question: how does this come back? We underwrite to exit — not to upside. Real collateral, defined terms, and conservative loan-to-values. We'd rather pass on a deal than reach for yield.
Predictable Structure Over Speculation
Returns are engineered through structure, not speculation. Short durations, first-lien positions where possible, market-tested operators, and clearly documented exits.
Transparency and Accountability
You'll know who you're invested with, what's funded, and where capital sits. No black-box reporting. No marketing-grade dashboards hiding the details.
Returns, Illustrated
See what disciplined capital can do over time.
Adjust the amount, the time horizon, and whether interest reinvests.
Projected outcome
$148,154
Interest earned: $48,154
For illustrative purposes only. Projected returns are based on a representative 14% annualized rate and do not reflect actual deal-specific results. Actual returns depend on individual deal structures, market conditions, and timing, and may be higher or lower. All investments involve risk, including the possible loss of principal. This is not an offer to sell securities.
Track Record
Cumulative activity since inception.
- $8M+
- Capital Deployed
- 80+
- Loans Funded
- 100%
- Principal Returned to Date
- 0
- Marketing Spend
Figures reflect cumulative activity since inception. Past performance is not indicative of future results.
Where You Fit
A fit, not a fit-everyone.
Allocators looking for income
Investors who want consistent income on a portion of their portfolio without taking on real-estate operations.
Self-directed retirement capital
Investors deploying IRA capital where reliable, asset-backed yield matters more than aggressive growth.
Operators turned allocators
Former real-estate operators who want to stay close to the asset class — without rebuilding a team.
Patient family capital
Multi-generational capital that values structure, reporting, and a long-term relationship.
In Their Words
From investors who've worked with us.
"I had an incredible experience. From the first conversation to funding my first deal, Keleisha made the whole process easy. She walked me through every step and answered every question. If you're brand new to private lending, I'd highly recommend her as a mentor."
"LOVED working with Keleisha and her team. Always on top of it, always communicating on time, and bringing friendly, professional enthusiasm to everyone involved. I'll definitely work with them again."
Still have questions?
We'd rather answer a real question than guess at one.
Book a call and we'll walk through whatever's unclear — no pitch, no pressure.
FAQ
Common questions.
Who can invest?+
Legacy Bloom is open to accredited investors. We verify accreditation as part of onboarding.
What is the minimum investment?+
The minimum investment is $100,000.
How long is my capital committed?+
Loans typically run 6–12 months. The fund structure allows for ongoing deployment with defined liquidity windows.
How are returns paid?+
Distributions are paid on the fund's published schedule. Investors may reinvest or take distributions in cash.
Can I invest with retirement capital?+
Yes. Many of our investors use self-directed IRAs. We can walk you through how it works.
What are the risks?+
All investments involve risk, including loss of principal. Real estate-secured lending carries borrower, property, market, and liquidity risks. Past performance is not indicative of future results.
New to funds? Check this out.
A short, no-jargon crash course on how private funds actually work — start here.